Planning for the future isn’t only about saving money or writing a will – it’s also about making sure someone you trust can make decisions on your behalf if you’re unable to do so.

An accident, illness, or loss of mental or physical capacity is something that can happen to anyone at any age. Putting a Lasting Power of Attorney (LPA) in place ensures that your wishes are respected and that decisions about your health, welfare, and finances are made in your best interests by someone you trust.

Many people assume their next of kin can automatically step in to make decisions for them – but that is not the case. Without an LPA in place, family members may need to apply to the Court of Protection to gain decision-making authority, which is time-consuming, stressful, and expensive. The best time to set up an LPA is before you need it and while you still have full mental capacity.

Unexpected situations can arise at any stage of life and being prepared gives both you and your loved ones peace of mind.